So far the solution is to buy DRM-free music files.
You can always download MP3 music files from say
eMusic, then trim them with a free software like
MP3DirectCut and transfer them to your mobile phone.
You may also choose content providers that provide DRM-free ringtones. In many cases you will pay the same or comparable price compared to the tunes bought in a
music download service so probably there is no sense to do that.